Find an affordable electricity plan

Many Texans overpay hundreds of dollars by choosing plans based on misleading advertised rates. This calculator computes your true annual cost using your actual monthly usage pattern, accounting for seasons, delivery charges, fees, and credits. Make an informed decision with transparent, unbiased data—no commissions or ads. Made in Texas.

Plans Analyzed --

Last Updated --

Service Location

Enter your ZIP code to identify your utility delivery company

Texas ZIP Code

Electricity Usage

Provide your usage data for accurate cost projection

Home Size / Typical Usage

Texas seasonal patterns will be applied automatically (summer AC, winter heating)

Enter your usage data above to see results

Plan Results

Your usage profile matched with live market pricing

-- fixed-rate plans analyzed for your usage pattern

Your Usage Profile

-- Annual Usage

-- Monthly Average

-- Peak Month

Lowest Cost Plans

How plans are ranked

Each plan receives a combined score that balances cost performance with stability and transparency.

85% Cost efficiency — lower annual cost ranks higher.
15% Quality factors — rate stability, fee structure, renewable share, and contract flexibility.

Quality grades (A–F) summarize reliability and risk. Variable and indexed-rate plans are graded F due to price volatility.

Complete Plan Comparison

All available plans for your service area, sorted by combined score. Click any column header to sort. Costs are calculated using your specific usage pattern.

Quality Grades

A Excellent

B Good

C Acceptable

D Caution

F Avoid

Click column headers to sort. Highlighted values indicate standout performance for your profile.

Grade	Provider	Plan Name	Term	Contract Ends	Annual Cost	Monthly Avg	Effective Rate	Renewable	Cancel Fee	Details

Cancellation fees vary by plan. Always verify details in the Electricity Facts Label (EFL), Residential Terms of Service, and Your Rights as a Retail Electric Customer documents, and confirm with the Retail Electric Provider (REP).

Calculation Methodology

We model costs the same way your bill is calculated—month by month—so the results reflect real-world usage, not marketing averages.

Seasonal Usage Modeling

Texas demand swings sharply across the year. We apply evidence-based seasonal multipliers to build a realistic 12‑month usage profile from your inputs, capturing summer peaks and winter baseload.

Complete Cost Accounting

Advertised rates are often shown at a single usage point. We calculate each month using your actual usage, including energy charges, TDU delivery fees, base charges, credits, and applicable taxes.

Bill Credit Eligibility

Bill credits only apply within narrow usage bands. We evaluate eligibility month by month and incorporate credits only when your usage qualifies.

Data Transparency

Plans are sourced directly from the PUCT Power to Choose dataset and refreshed daily. TDU delivery rates are updated when tariffs change. This project is open source and accepts no commissions or payments.